A passive approach to bank stakes is inadequate

Early socialists must be chuckling in their graves. But this government control of the commanding heights does not represent the triumph of socialism over capitalism, but the necessity of pragmatism in the face of failures of capitalism. Governments do not want to own these stakes, and are not quite sure what to do with them.

Nationalised financial institutions have often been badly run businesses which served neither their owners nor their customers well. But recent experience has shown that privately owned financial institutions have often been badly run businesses which served neither their owners nor their customers well. One might argue that the private businesses served their customers better than their owners; while the state-owned ones served their owners better than their customers. Such are the inherent contradictions of capitalism, as Marx would have put it.

The British government has perhaps the clearest strategy. It has set up an organisation called UK Financial Investments. The intention is that UKFI should act as a relatively passive shareholder in these businesses with a view to a quick realisation. UKFI is modelled on the Shareholder Executive established five years ago to hold government stakes in other companies. The reports of the Shareholder Executive read rather like the updates a private equity house might prepare for investors.

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約翰•凱

約翰•凱(John Kay)從1995年開始爲英國《金融時報》撰寫經濟和商業的專欄。他曾經任教於倫敦商學院和牛津大學。目前他在倫敦經濟學院擔任訪問學者。他有著非常輝煌的從商經歷,曾經創辦和壯大了一家諮詢公司,然後將其轉售。約翰•凱著述甚豐,其中包括《企業成功的基礎》(Foundations of Corporate Success, 1993)、《市場的真相》(The Truth about Markets, 2003)和近期的《金融投資指南》(The Long and the Short of It: finance and investment for normally intelligent people who are not in the industry)。

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