專欄臥底經濟學家

Forensic finance under the microscope

The first edition of The Undercover Economist sported a pulp-fiction private investigator on the cover. I’d suggested the image because, well, why not? Little did I realise I was anticipating a trend: the economist as detective.

It seems an unlikely development, given the fondness of economists for convenient simplifying assumptions. (Had Sherlock Holmes been an economist, he would surely have assumed that the Hound of the Baskervilles was a perfectly spherical dog moving in a frictionless environment.)

But whether the development seems unlikely or not, “forensic economics” has arrived. A splendidly simple example was published in 1994. William Christie and Paul Schultz noticed that prices on the Nasdaq market, quoted in eighths of a dollar, actually varied by quarter-dollars. Quotes ending one-eighth, three-eighths, five-eighths and seven-eighths were rare. Christie and Schultz checked carefully before concluding that this was probably symptomatic of collusion between market-making investment banks, designed to keep bid-ask spreads plump. An investigation by the Securities and Exchange Commission, class-action lawsuits and out-of-court settlements all followed.

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臥底經濟學家

蒂姆•哈福德(Tim Harford)是英國《金融時報》的經濟學專欄作家,他撰寫兩個欄目:《親愛的經濟學家》和 《臥底經濟學家》。他寫過一本暢銷書也叫做《臥底經濟學家》,這本書已經被翻譯爲16種語言,他現在正在寫這本書的續集。哈福德也是BBC的一檔節目《相信我,我是經濟學家》(Trust Me, I’m an Economist)的主持人。他同妻子及兩個孩子一起住在倫敦。

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