In my defence, I didn’t get into financial trouble immediately after finishing my master’s degree in economics. It took months. I had a decently paid graduate job and was living within my means, so how did it happen? Simple: I had “cleverly” put all my savings in a 90-day notice account to maximise the interest I earned. When I was surprised by my first tax bill, I had no way of meeting the payment deadline. Oops.
首先我要說明，我並不是在拿到經濟學碩士學位後立即陷入財務困境的。這之間經過了幾個月時間。我找到了一份薪水不錯的畢業工作，生活量入爲出，那我是怎樣落入這一境地的呢？很簡單：我「聰明地」將所有積蓄存入了一個90天通知存款賬戶，以最大限度提高我的利息收入。但當我看到我的第一張稅單時，我驚呆了，我絕對不可能按時繳稅。糟了。
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