人民幣

Investors seeking havens must weigh geopolitical risks of China versus US

Economists’ definitions of so-called safe assets — those that serve as a bolt hole for nervous money in crises — are often devoid of political content. This omission is historically under-informed. Safe assets, like reserve currencies and financial centres, have largely lost their pre-eminent status thanks to war.

Russia’s invasion of Ukraine serves as a reminder that the definition of a safe asset will differ according to which geopolitical camp you side with in the strategic competition between the US and China. China, of course, has adopted a position of “strategic neutrality” towards the invasion.

To qualify as safe, an asset has to be highly liquid, backed by a solvent sovereign borrower — or incapable of default like gold — and reliably able to hold its value during a disaster. Yet geopolitics matters, which is why Japan, dependent on the US security guarantee, holds a higher percentage of reserves in US Treasuries than Russia does.

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