Two years into the financial crisis, the longer-term repercussions for the global financial system are becoming more discernible. Progress is being made on the implementation of the Group of 20 action plan and we must not let up in our efforts. Industry as well as political leaders must ensure that arrangements found deficient, instruments found wanting and industry practices found inappropriate are not re-established. It is equally important that the cumulative effect of the various proposals is kept under consideration. For instance, a number of regulatory changes will lead to higher capital requirements, and care should be taken that the aggregate effect does not exceed levels deemed sufficient in the interest of an appropriate balance between stability and the ability of the financial system to raise the funds necessary for global growth.
金融危機爆發已有兩年，帶給全球金融體系的更長期影響如今變得愈加明顯。20國集團(G20)行動方案的落實正不斷取得進展，我們千萬不能鬆勁。無論是行業領袖還是政界領導人，都必須確保不會再出現安排有漏洞、工具有欠缺、執業存在不當之處的現象。同樣重要的是，要考慮到各種方案的累積效應。例如，若干監管變化都會導致資本金要求提高，因此應該當心，不要讓總效應超出適當水準，即足以在穩定與金融體系籌措全球成長所需資金的能力之間取得適當平衡。