Amid increasing concern about risks in China’s banking sector, the latest banking data from Shanghai tells a story of resilience. The region’s non-performing loan (NPL) ration has declined for eight consecutive months to 0.79 per cent at the end of June, much lower than the 1.81 per cent ratio for China’s commercial banks as a whole. Outstanding NPLs shrank by Rmb3.6bn since the beginning of 2016.
在人們日益擔憂中國銀行業中的風險之際，上海最新銀行業數據卻體現出一定的彈性。上海地區的不良貸款率(NPL)連續8個月下降，至6月底降至0.79%，遠遠低於全國商業銀行1.81%的不良率。自2016年初以來，上海不良貸款餘額減少了36億元人民幣。
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