China’s biggest banking problem has long been a lack of risk taking. Bankers have lavished loans on state-owned enterprises, believing the government will back them up, and shied away from the hurly-burly of the private sector.
中國銀行業長期以來最主要的問題是不願承擔風險。銀行在向國有企業發放貸款時非常慷慨，認爲政府會爲這些企業提供背書，但對活躍的民營企業則格外惜貸。
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