蘋果

Lex_Money illusion – Apple with apples

It is daft to report that Apple is now the biggest company in history by market capitalisation. At $850bn, dotcom-era Microsoft remains the record holder in today’s money. But those ignoring the effect of inflation are unwittingly at the centre of a long-running academic debate with contemporary implications for how monetary policy could help create jobs. This debate is over what economists call money illusion.

Money illusion as defined by Irving Fisher in 1928 is when people think of money in nominal rather than real terms. That is, mistaking the face value of something (Apple’s market cap) with purchasing power (what Apple’s market cap could actually buy). Money illusion was used to explain why nominal wages could be sticky: why workers might be happy to accept a 2 per cent wage increase even though inflation is running at 4 per cent.

Money illusion also underpinned the early Phillips Curve, a theory that suggested that policy makers face a trade-off between inflation and unemployment. (Companies hire more in times of inflation because workers do not realise that they are becoming cheaper in real terms.) But then Milton Friedman came along and said the idea was hogwash. Of course the supply of labour depends on real wages, he said – employees adapt to inflation. Money illusion was abandoned, as was the idea that long-run unemployment might be reduced via inflation.

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