專欄行爲金融學

Beware the inner reptile

Periods of acute stress in the markets offer intriguing examples of how our brains work

Back in the days of the “last” market crisis in 2008, a senior official at an interdealer broker – one of the firms that trade securities – observed an interesting pattern. Until then, he, like most traders, had assumed that finance was becoming an increasingly global, computerised game. In a world ruled by the internet, it was easier than ever before to trade with anyone, anywhere. In an era of 21st-century cybermoney – if not Star Trek – finance, bankers had evolved to control space and time.

But when Lehman Brothers collapsed, evolutionary “progress” crumbled. Suddenly, traders started placing orders by telephone, rather than computer, dealing only with people they knew personally. They were also refusing to take long-term decisions. Sometimes there were entirely rational explanations for this shift, but mostly the reaction was instinctive. “It was almost primeval,” my friend quips.

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吉蓮•邰蒂

吉蓮•邰蒂(Gillian Tett)擔任英國《金融時報》的助理主編,負責全球金融市場的報導。2009年3月,她榮獲英國出版業年度記者。她1993年加入FT,曾經被派往前蘇聯和歐洲地區工作。1997年,她擔任FT東京分社社長。2003年,她回到倫敦,成爲Lex專欄的副主編。邰蒂在劍橋大學獲得社會人文學博士學位。她會講法語、俄語、日語和波斯語。

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