中國經濟

China’s non-bank credit bubble
中國地下信貸令人憂


中國如今存在著一個巨大的地下貸款池,總規模可能已達數萬億元人民幣。政府必須壓縮這一泡沫,以防地下錢莊規模龐大的違約影響正規銀行體系的流動性。

At the end of April, Baotou-based Chinese billionaire Jin Libin set himself on fire to escape his creditors. His method of dealing with the situation was disturbing enough, but the structure of his debt was equally shocking. Investigators found that his billion renminbi business owed banks only 150 million RMB, but owed individual creditors and informal banks Rmb1.23bn.

4月底,中國包頭市的億萬富翁金利斌爲了逃債自焚了。他處理債務的方法夠令人震驚的,但其債務的構成同樣令人震驚。調查人員發現,他價值數十億元人民幣的生意僅欠銀行1.5億元人民幣,但欠個人債權人與地下錢莊12.3億元人民幣。

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