The phones in Wall Street's corner offices began ringing in the middle of a rainy Friday afternoon on September 12, as New York's sweltering summer was giving way to a breezy autumn.
While the rest of the city was preparing for the weekend ahead, the titans of finance were going to work.
“I got a call at about five o'clock in the afternoon, saying ‘Be at the Fed at six,” recalls John Thain, the then-chief executive of Merrill Lynch. “That's only happened a few times in my 30-year career: it's always bad when you get those kinds of phone calls.”
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