Like hundreds of thousands of homebuyers in the UK every year, Steve didn’t think twice before applying for a short-term fixed-rate mortgage. It was only when his application was rejected on a technicality that the Somerset-based IT professional looked for other options.
A mortgage broker suggested he try a new lender called Perenna. He was first impressed that the lender “applied a bit more common sense” to the technicality about the terms of the lease on his flat that had stymied his last application.
But he also learnt that the mortgage on offer was fundamentally different. Perenna, which received a full banking licence last year, offers a fixed interest rate for the entire life of its mortgages, up to 40 years.
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