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Can long-term mortgages help solve the UK’s housing crisis?
長期抵押貸款能否幫助解決英國的住房危機?

Home loans with interest rates fixed for a decade or more could get more buyers on to the ladder — and disrupt a £1.6tn industry
利率固定十年或更長時間的住房貸款可能會讓更多的購房者走上購房階梯,並擾亂一個價值1.6兆英鎊的行業。

Like hundreds of thousands of homebuyers in the UK every year, Steve didn’t think twice before applying for a short-term fixed-rate mortgage. It was only when his application was rejected on a technicality that the Somerset-based IT professional looked for other options.

像每年在英國的數十萬購房者一樣,史蒂夫在申請短期固定利率抵押貸款時並未猶豫。然而,當他的申請因技術性問題被拒絕後,這位來自薩默塞特的IT專業人士纔開始尋找其他的選擇。

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