FT商學院

More Chinese banks need to take a hard stance on easy loans

With the country’s property crisis in its fourth year, loan yields have started to fall and profit growth has slowed

Until now, no matter how bad things got, Chinese property developers could count on state-owned lenders to have their backs. That can no longer be taken for granted with state-owned China Construction Bank (CCB) taking rare legal action against the troubled mainland developer Shimao Group. It is, though, good news for bank investors.

Shanghai-based Shimao, which has about $11.7bn of offshore debt, said on Monday that CCB had filed a liquidation petition against it in Hong Kong over its failure to repay loans of $200mn. Shimao’s $11.7bn worth of offshore debt is already in default following its missed interest and principal payment for a $1bn offshore bond in 2022.

Shimao’s Hong Kong-listed shares fell 19 per cent to a record low on Monday despite its vows to oppose the lawsuit, suggesting surprise over the lender’s unusual move. Shimao wants to continue with its proposed restructuring plan.

您已閱讀37%(901字),剩餘63%(1551字)包含更多重要資訊,訂閱以繼續探索完整內容,並享受更多專屬服務。
版權聲明:本文版權歸FT中文網所有,未經允許任何單位或個人不得轉載,複製或以任何其他方式使用本文全部或部分,侵權必究。
設置字型大小×
最小
較小
默認
較大
最大
分享×