財富管理

The rich are too slow with succession planning
富人應重視遺囑


調查發現,只有略微過半的受訪富人有正式或非正式的遺產繼承計劃,很多富豪對此則沒有任何安排。

Few people like to contemplate their own mortality. While this may be fine on a spiritual level, it has grave consequences when it comes to practical realities such as writing a will. The results can be bad enough in an averagely well-off family, perhaps with one home in the estate, a couple of bank accounts and a mutual fund holding. But for a wealthy family, especially one with assets spread around the globe, the impact can be much worse.

很少有人願意考慮自己的死亡。雖然這在精神層面上或許沒什麼大礙,但現實的操作(比如寫遺囑)是有嚴重後果的。對於一個一般富裕的家庭(可能有一棟房產,幾個銀行賬戶和一些共同基金積蓄),結果已經可能相當糟糕。而對於一個富裕家庭,尤其是資產分佈在全球的富裕家庭來說,其影響恐怕要糟得多。

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