Lenders need scale. Peer-to-peer ventures have failed to achieve this individually and collectively. Lufax is the latest to throw in the towel. China’s second-largest online lender is shrinking its peer-to-peer business, while denying rumours of a complete exit. The move signals more withdrawals and consolidation are on the way across the industry.
借貸平臺需要規模。無論是單個的P2P企業還是整個P2P行業都未能實現這一目標。陸金所(Lufax)是最近一個認輸的。中國第二大網貸平臺正在縮減其P2P業務,同時否認完全退出的傳言。此舉表明,P2P行業將出現更多撤資和整合。
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