Edmond Halley, of comet fame, also created an early actuarial table of life expectancy, allowing policy sellers to estimate their risks. Partly as a result, insurance in the west is a staid, conservative business. In China, it is rather racier. One insurer, Anbang, has amassed so much capital so quickly that the government has intervened, detaining its chairman Wu Xiaohui. A strong, independent insurance regulator would have become involved much earlier.
因哈雷彗星而聞名的埃德蒙•哈雷(Edmond Halley)，也製作了一張早期的生命表，使保險公司得以評估自己的風險。部分出於這個原因，保險在西方是一門古板、保守的生意。在中國，保險業則相當活潑。險企安邦(Anbang)如此迅速地積累了如此多的資本，導致中國政府實施干預，帶走了安邦董事長吳小暉。如果有一家強大、獨立的保險監管機構，那麼它本會早得多出手干預的。
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