英國銀行業

Leader_A timid step in the right direction
FT社評:英國金融監管邁對了一小步


英國監管機構從銀行業醜聞中吸取了教訓,認真審視銀行資本比率,這是可取的,但250億英鎊的資本缺口太小,難有實際影響。

On Monday the UK Financial Services Authority is to be wound down and its powers handed over to successor bodies. It has made sure not to leave the stage quietly. This week, the Bank of England’s Financial Policy Committee, which is taking on responsibility for overall financial stability, announced that FSA analysis implied UK banks needed to find £25bn of additional capital by the end of 2013. Regulators also plan to let new banks start up with less capital than established ones.

英國金融服務管理局(FSA)於週一關閉,其權力移交給接替的機構。FSA並不甘於安靜退出舞臺。英國央行(BoE)內負責整體金融穩定的金融政策委員會(FPC)上週公佈,根據FSA的分析,英國銀行業到2013年底還需要補充250億英鎊資本金。此外,按照監管層的計劃,新成立銀行在創辦時的資本要求將低於現有銀行。

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