The storm has passed and people along the northeast coast of the US are slowly starting to assess the damage caused by Hurricane Sandy. One of the first calls will be to the insurers. Traditional wisdom has it that now would be a good time to buy into the insurance sector, as big losses are swiftly followed by higher premiums and, eventually, higher profits. According to Credit Suisse, US reinsurers outperformed US non-financials in the year after Hurricane Andrew in 1992, the Northridge earthquake in 1994 and Hurricane Katrina in 2005.
暴風已過,居住在美國東北海岸的人們逐漸開始估算颶風珊迪(Sandy)帶來的損失。首先受到召喚的就包括保險商。傳統觀點認爲,現在是買入保險股的大好時機,因爲保費在重大損失之後往往快速提高,最終將推高盈利水準。瑞信(Credit Suisse)表示,在1992年颶風安德魯(Andrew)、1994年北嶺(Northridge)地震以及2005年卡特里娜(Katrina)颶風襲擊之後的一年,美國再保險商的股價表現都好於非金融企業。