Americans are stretching their budgets to buy new homes, hustling to strike deals quickly to avoid higher mortgage financing costs later, according to the latest industry data.
Lenders and realtors said the willingness of buyers to devote more of their income to mortgage payments was providing support for housing prices just as rising rates were eroding affordability.
Determined consumers are driving a “very, very aggressive, fast-moving spring market as we head into the homebuying season”, said Matt Vernon, head of retail lending at Bank of America.,
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