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Lloyds shifts to growth mode ending years of retrenchment

UK lender to boost budget for private rental business to £1bn as it targets wealth, commercial and investment banking

The chief executive of Lloyds Banking Group is preparing a new strategy that will expand its ambitions in property, wealth, commercial and investment banking as he looks to shift the lender into growth mode after years of retrenchment.

Since taking over in August, Charlie Nunn has been plotting his inaugural strategic update, scheduled for February. The former HSBC executive — who succeeded António Horta-Osório after he moved to chair Credit Suisse — has a £4bn war chest as the British economy has rebounded faster than anticipated from the pandemic, freeing up more capital.

Nunn is considering quadrupling the budget of Citra Living, Lloyds’ new private home rental market brand, raising it to an initial £1bn from £250m, people familiar with the deliberations said. The number has not been finalised and could increase further.

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