觀點非洲經濟

Does Africa need its own credit rating agency?

A pan-continental body is not a cure-all for its debt problems

Africa’s debt problems were high on the agenda at last week’s IMF-World Bank meetings. Around 20 low-income African nations are either bankrupt or at high risk of debt distress. And across the continent, high interest rates, soaring inflation and sluggish economies have made post-pandemic debt piles harder to shrink.

Regional policymakers reckon an “Africa premium” is also to blame. This, they say, is the additional cost nations face when raising finance, simply for being African. They argue it stems from bias and inaccuracy in the credit scores given by the “Big Three” American credit rating agencies, S&P Global, Moody’s and Fitch — which account for 95 per cent of the global ratings market.

In recent years, African finance ministers have increasingly voiced concerns over their credit ratings, and have called for the creation of the continent’s own scoring institution. Just this week, regional experts are meeting in Nairobi to discuss how to improve credit assessments across the continent. The African Union expects an African Credit Rating Agency (AfCRA) — which has been in the works since 2022 — to launch next year.

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