US savers are finally wising up. Tired of the paltry interest rates they are getting on their checking and savings accounts, more Americans are moving their cash into higher-yield products, including certificate of deposit and money market funds. Some of these can pay interest rates of 5 per cent or higher, compared with an average of 0.08 per cent on a traditional interest checking account.
美國儲戶終於醒悟過來了。越來越多的美國人厭倦了支票和儲蓄賬戶上微不足道的利率，開始將現金轉移到收益率更高的產品上，包括大額存單和貨幣市場基金。其中一些可以支付5%或更高的利率，而傳統利息支票賬戶的平均利率爲0.08%。
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