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As the ETF world booms, so do the risks

A brilliant financial innovation is being pushed to the extremes

In Steven Spielberg’s original Jurassic Park, the chaos theorist played by Jeff Goldblum chastises the theme park father’s folly in resurrecting dinosaurs by noting: “Your scientists were so preoccupied with whether or not they could, they didn’t stop to think if they should.” The exchange-traded fund industry should take note.

This is a heady time for the ETF world. Overall inflows last year topped $1tn for the first time. Coupled with the buoyancy of financial markets, this means that the ETF industry is on the cusp of crossing the $10tn of assets under management mark.

The industry is also broadening. Bond ETFs took in about $244bn in 2021 — a new record and the third $200bn-plus year in a row. Many traditional investment groups are also embracing the ETF structure for active strategies, underscoring how it has transcended its genesis as a passive vehicle.

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