Last week, in a rarity for a deeply polarised Washington, large bipartisan majorities of Congress passed the Genius Act, creating a legal framework for US dollar-denominated privately issued stablecoins, or blockchain-based tokens of a fixed monetary value. It brings the US and the world one step closer to the digitisation of national and cross-border payment systems — and to the conflict over who will dominate these systems and the risks they will pose to the real economy.
上週,美國國會以大幅領先的跨黨派多數票通過了《指導與建立美國穩定幣國家創新法案》(Genius Act,又名《天才法案》),爲以美元計價的私人發行穩定幣(一種基於區塊鏈的具有固定貨幣價值的代幣)建立了法律框架,這在兩極分化嚴重的華盛頓實屬罕見。這使美國和世界進一步靠近數位化的國內和跨境支付系統,也更靠近關於誰將主導這些系統的衝突及其對實體經濟造成的風險。